|Insurance Matters Auto Insurance Made Easy
Uninsured/Underinsured Motorist coverage pays for damages that you are legally
entitled to recover for your bodily injury. In general, this coverage provides what you
would have received from the other person's insurance company if that person had
insurance. This coverage may also protect you if the person who caused the damage
does not have enough insurance.
Medical payments coverage applies no matter who is at fault and covers
the cost of reasonable and necessary medical care provided to you as a
result of a car accident.
|Required by financing companies usually described as "Full Coverage"
Collision coverage pays for damages if your vehicle overturns or if it
collides with another vehicle or object.
Collision coverage is subject to a deductible amount that you choose. The
most frequently selected deductible amount is $500. Select a deductible
amount that you are comfortable with ---if there is a Collision claim on your
policy, this will be the amount you'll generally be required to pay.
Comprehensive coverage pays for damage caused by an event other than
a car collision, such as fire, theft, vandalism, hail or food. Comprehensive
also covers damage from hitting and animal and covers the cost of a rental
if your car is stolen. Comprehensive coverage is also subject to a
deductible amount ---usually the same amount you choose for Collision
are not attached to any of the coverage selections, they are separate and change your premium when selected.
|AZ Unified Insurance Agency LLC